More and more people turn to AI for the hardest, most expensive moments in life — to understand a diagnosis, a contract, a bill, a benefits letter, a big decision. AI genuinely can help with these. It can also be confidently, dangerously wrong, agree you into a bad choice, invent facts that sound exactly like real ones, and quietly swallow private information you can't take back. The answer isn't to avoid it or to trust it blindly — it's to match how much you trust it to how much is at stake, and to know how to verify. That's a learnable skill, and this kit builds it. Free, private, works offline, works with any AI assistant.
General guidance for using any AI assistant wisely — not a review
of any specific tool, and not legal, medical, or financial advice. Written about AI in general; names no
products.