⏱️ If it's happening right now
I'm in a mental health crisis, or thinking of suicide In a crisis → Someone is hurting, threatening, or controlling me at home When home isn't safe → I just paid a scammer or shared my information If you've been scammed → A call or message feels like a scam and I'm being rushed Spot the scam → I just got an eviction notice Facing eviction → My landlord locked me out or cut my utilities Is my landlord breaking the rules? → Someone close to me has died When someone dies → A disaster just hit, or I've been told to evacuate The first hours →💳 Money & debt
A debt collector is threatening or harassing me
Is this collector breaking the law? →
I'm not sure I owe this debt, or it's very old
Do you even owe this? →
There's a mistake on my credit report
Fix your credit report →
I'm about to take a payday loan, "buy now pay later," or quick cash
Is this a debt trap? →
My debt keeps growing and I can't get ahead of it
Break the debt spiral →
I can't pay all my bills this month — what comes first?
When you can't pay everything →
Help me sort my bills into the right order to pay
What to pay first (interactive) →
I want to find benefits and help I might be owed
Claim what's yours →
🏠 Home & renting
My landlord won't make repairs, or is acting unfairly
Is my landlord breaking the rules? →
I'm moving out and want my deposit back
Getting your deposit back →
🛠️ Work
My pay is short — unpaid hours, no overtime, missing tips
Is your pay being shorted? →
I think I was fired illegally
Were you fired illegally? →
Work is unsafe, or I'm being harassed or mistreated
Unsafe or mistreated at work →
🏥 Health, bills & care
A medical bill looks wrong or too high
Is your bill wrong? →
My insurance denied a claim
When insurance says no →
I can't pay my medical bills
Drowning in medical debt →
I'm caring for an aging or ill loved one
Caring for someone →
A doctor brushed off my concern or isn't listening
Getting heard by your doctor →
I'm facing a serious diagnosis or a big treatment decision
Second opinions & big decisions →
I'm struggling with my mental health and don't know where to start
Getting mental health help →
Someone I love is struggling with their mental health
Helping someone →
I'm worried someone I love is being abused at home
Worried about someone →
♿ Disability & chronic illness
I need an accommodation at work, school, or housing
Asking for accommodations →
I'm applying for (or was denied) disability benefits
The benefits maze →
My condition is invisible and I'm not being believed
Being believed →
💔 Separating & divorce
My relationship is ending and I need to protect myself
Protect yourself first →
I need legal help with a separation but can't afford a war
Getting help without getting fleeced →
We're splitting up and there are children involved
If there are kids →
🌳 Growing older
I want to get my affairs in order while I'm well
Plan while you can →
I'm worried about being taken advantage of as I get older
Protecting yourself from exploitation →
I want to stay independent as I need more help
Staying independent & connected →
🏛️ The law & your rights
I got court papers or a scary legal letter
A legal letter or court document →
I was stopped, questioned, or arrested by police
Stopped, questioned, or arrested →
I need a lawyer but can't afford one
Getting a lawyer (or managing without) →
🌱 Addiction & recovery
I think I (or someone) might have a drink, drug, or gambling problem
Is it a problem? →
I'm ready to get help for an addiction
Getting real help →
Someone I love is addicted and I don't know what to do
When someone you love is addicted →
⛑️ Emergencies & disasters
A disaster is happening now, or I have to evacuate
The first hours →
I want to be ready before something happens
Ready before it hits →
I'm recovering after a disaster (damage, aid, scams)
After the disaster →
🛡️ Scams & fraud
Is this online shop or deal real?
Is this shop real? →
Is this job offer or recruiter real?
Is this job a scam? →
I want to protect an aging parent from scams
Protect an aging parent →
Someone's charging to "fix" my immigration status, or threatening deportation
Avoiding immigration scams →
🧳 New to the country
I need real, trustworthy immigration help (not a notario)
Finding help you can trust →
I'm settling in and don't want to be exploited at work or home
Getting established safely →
🔒 Online security & privacy
I want to lock down my passwords and accounts
Secure your accounts →
My account's been hacked, or I'm in a data breach
Hacked or breached? →
I want more privacy on my phone and online
Your privacy & devices →
⚖️ A wrong decision, or before you sign
A company or agency made a wrong decision and won't budge
Get a wrong "no" overturned →
They owe me money and won't pay — should I take them to court?
How small claims works →
Someone wants me to sign something and I'm not sure
Should I sign this? (quick check) →
I'm about to sign a contract or agree to terms
What's in the fine print →
I'm stuck in a subscription or can't cancel
Subscription traps →
👁️ What's true, and dealing with AI
Is this photo, video, or message AI-made?
Could this be AI? →
A statistic or chart looks misleading
How numbers lie →
I'm letting an AI do things for me (book, buy, send)
Working with AI that acts →
I'm asking AI about something important (health, money, legal, a big decision)
Using AI when it matters →
I'm a parent and my kid is growing up with AI
Kids & AI →
AI is changing my job, or being used on me at work
Work & AI →
I want to understand how algorithms rank, price, or score me
Know the machine →
Don't see your situation, or want to look around?
🖨️ Helping someone, or short on internet? Print a one-page version →